1.1. We are Acumen Credit Insurance Brokers Ltd (referred to as “Acumen”/“we”/”us”/”our”), company registration number 02215326, a wholly owned subsidiary of Henderson Insurance Brokers Limited (HIBL).
1.3. By using the Website, you consent to the collection, use and transfer of your information under the terms of this policy.
2. Who has access to your information
2.1. We have access to your information. For the purpose of the Data Protection Act 1998, we are the data controller and our address. We own the data that we collect on the site.
2.2. If necessary we will pass on the following information to our Human Resources Department, subsidiary companies of HIBL, contractors who service and maintain this website;
2.2.1. your name;
2.2.2. your postcode;
2.2.3. your email address;
2.2.4. your telephone number, if you have submitted it to the Website;
2.2.5. the summary report that the Website has generated for you as part of your use of the Website.
2.3. We may use contractors to service the site. Where these contractors require access to personal information, we try to seek assurances that they comply with the DPA and that your information will be kept confidential. They will not use your information except to fulfil their obligations to us, and will not use it except in line with this privacy notice.
2.4. We may have to disclose information about customers to our professional advisers to obtain professional advice.
2.5. Other than as set out above, we will not disclose your information to anyone else.
3. Location of data
3.1. The data that we collect from you is stored within the European Union.
4. Information we collect and use
4.1. We collect and process the following data about you:
4.1.1. Information that you provide by filling in forms on this Website. This includes information provided at the time of registering with us, asking questions or submitting comments to experts on the Website, and requesting information or further services. We may also ask you for information when you enter a competition or promotion sponsored by us and if you report a problem with the Website.
4.1.2. If you contact us, we may keep a record of that correspondence.
4.1.3. If you complete a survey on the site, we may collect that and use it within our business.
4.1.4. Details of your visits to our site including traffic data, location data, weblogs and other communication data.
4.1.5. We may email or post you information updates, news or promotional material, which you have subscribed to or may be of interest to you. Should you wish to be removed from receiving such material, you will email us with your request to be removed or unsubscribed.
5. IP addresses
5.1. We may collect information about your computer, including your IP address, operating system and browser type. We use this for Website administration and to report aggregate information to our advertisers. This is statistical data about our users’ browsing actions and patterns.
7. How we use your data
7.1. We use data about you in the following ways:
7.1.1. To provide you with access to parts of our Website;
7.1.2. To allow you to use the facilities and services on the Website;
7.1.3. To contact you about your requests;
7.1.4. To use and analyse the information we collect so that we can administer, support, improve and develop our services;
7.1.5. To tell you about important changes or developments to the Website;
7.1.6. To produce statistics about our customers for our advertisers and investors. This information is anonymous and does not identify any individuals. We can use these statistics to allow adverts to be targeted at certain types of customers.
8. Data and password security
8.1. All data you provide to us is stored on our secure servers. Once we have received data from you, we use certain procedures and security features to try to prevent unauthorised access.
8.2. Sending information on the internet is not completely secure. Although we use reasonable endeavours to protect your personal data, we cannot guarantee the security of the data transmitted to our site. Any transmission is at your own risk. Unless we have been negligent we are not liable for any loss arising from a breach of security.
9. Other websites
9.1. This site contains links to other sites. We are not responsible for the privacy practices or the content of such websites apart from links to other companies owned and operated by us.